6 January 2010
New Year Resolutions
The problem with New Year Resolutions is that people want to make changes but don't want them badly enough to see them through.
New gym memberships soar in January but then attendances tail back to normal levels by February.
Your financial waistline probably needs even more attendance than your actual waistline.
You can make a New Year's resolution to out affairs in order and to really take control of things or you can prevaricate. The cost of delay is probably higher today than it's ever been and the cost if inaction and inertia is also greater.
The rally of 2009 and the positive and negative implications stemming from that means that today might just be the most important day of the rest of your life to start making difficult financial decisions.
You can't make the right decision unless you actually make a decision.